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Retirement Plan Consulting

Providing invaluable benefits to your team members does not need to be complicated. We can help.

We work with companies of all sizes and we offer multiple retirement solutions that can be optimized to enhance employee benefits while providing custom features to your plan participants.

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Solutions that benefit you and your team

We work with companies of all sizes, and we offer multiple 401(k) options that can be personalized to maximize your contributions while providing custom features for your plan participants.

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  • SEP (Simplified Employee Pension)

    A simplified employee pension (SEP) is an individual retirement account (IRA) that an employer or a self-employed person can establish. The employer is allowed a tax deduction for contributions made to a SEP IRA and makes contributions to each eligible employee’s plan on a discretionary basis.

  • SIMPLE Plans

    A Savings Incentive Match Plan for Employees of Small Employers (SIMPLE) is a type of tax-deferred retirement account that may be established by employers, including self-employed individuals. The employer is allowed a tax deduction for contributions made to a SIMPLE account

  • Cash Balance Pension Plans

    The term cash balance pension plan refers to a defined-benefit pension plan with the option of a lifetime annuity. For a cash balance plan, the employer credits a participant's account with a set percentage of their yearly compensation plus interest charges. The funding limits, funding requirements, and investment risk are based on defined-benefit requirements.

  • Deferred Compensation

    Deferred compensation is a portion of an employee's compensation that is set aside to be paid at a later date. In most cases, taxes on this income are deferred until it is paid out. Forms of deferred compensation include retirement plans, pension plans, and stock-option plans.

  • Profit-Sharing Plans

    A profit-sharing plan is a retirement plan that gives employees a share in the profits of a company. Under this type of plan, also known as a deferred profit-sharing plan (DPSP), an employee receives a percentage of a company’s profits based on its quarterly or annual earnings. 

  • ESOP (Employee Stock Ownership Plan)

    An employee stock ownership plan (ESOP) is an employee benefit plan that gives workers ownership interest in the company in the form of shares of stock. 

  • LESOP (Leveraged Employee Stock Ownership Plan)

    A leveraged employee stock ownership plan (LESOP) is an employee compensation program in which the sponsoring company leverages its own credit and borrows the money used to fund the plan and purchase shares from the company's treasury. These shares are then used for the stock ownership plan (ESOP), with the company subsequently paying back the original loan with annual contributions.

How Does It Work?

We serve as a fiduciary on your plan and offer you comprehensive support in areas like:
Plan Design
Investment Selections & Monitoring
Comprehensive Investment Reporting
Regulatory Compliance (ERISA)
Plan Benchmarking
Vendor Searches
Ongoing Financial Literacy for Participants
Participant Access to One-on-One Conversations with our Financial Advisors

Contact us today. We can help strengthen your team members' financial futures by providing the benefits they need to be successful.

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“To win in the marketplace you must first win in the workplace.”

— Doug Conant

Want to be a great plan sponsor?

The decisions you make now will impact your employees’ financial futures.

We know you want more than just a retirement plan that adds value to your compensation package and helps you recruit–you want to help your plan participants save for retirement in a meaningful way.

We can help you get past challenges like confusing federal ERISA regulations, complex disclosure requirements, serious personal fiduciary responsibility, and more so that you can focus on what matters most: people.

We’ll help you select the best tax-favored method for your employees to save for the retirements of their dreams. And, we’ll help you provide this valuable benefit in a way that reduces your operational and investment costs, too. It’s a win-win –and it should be!

If you’re looking for a trusted team of professionals with your best interests in mind, schedule a call with us today.

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Let Arbor Capital be your guide.

Retirement plan sponsorship can feel like wandering through the wilderness when you lack an experienced partner.

We can answer your questions and help you determine whether we’re the right fit for your needs.

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Did you know we work with many of our clients completely virtually?

Whether you’re in Fort Lauderdale or Fairbanks – or anywhere in between – we’re happy to serve you outside of the traditional brick-and-mortar advisory relationship. Our clients can opt for virtual or in-person meetings as their needs require.

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