Retirement Plan Consulting
Providing invaluable benefits to your team members does not need to be complicated. We can help.
We work with companies of all sizes and we offer multiple retirement solutions that can be optimized to enhance employee benefits while providing custom features to your plan participants.
Solutions that benefit you and your team
We work with companies of all sizes, and we offer multiple 401(k) options that can be personalized to maximize your contributions while providing custom features for your plan participants.
SEP (Simplified Employee Pension)
A simplified employee pension (SEP) is an individual retirement account (IRA) that an employer or a self-employed person can establish. The employer is allowed a tax deduction for contributions made to a SEP IRA and makes contributions to each eligible employee’s plan on a discretionary basis.
A Savings Incentive Match Plan for Employees of Small Employers (SIMPLE) is a type of tax-deferred retirement account that may be established by employers, including self-employed individuals. The employer is allowed a tax deduction for contributions made to a SIMPLE account
Cash Balance Pension Plans
The term cash balance pension plan refers to a defined-benefit pension plan with the option of a lifetime annuity. For a cash balance plan, the employer credits a participant's account with a set percentage of their yearly compensation plus interest charges. The funding limits, funding requirements, and investment risk are based on defined-benefit requirements.
A profit-sharing plan is a retirement plan that gives employees a share in the profits of a company. Under this type of plan, also known as a deferred profit-sharing plan (DPSP), an employee receives a percentage of a company’s profits based on its quarterly or annual earnings.
LESOP (Leveraged Employee Stock Ownership Plan)
A leveraged employee stock ownership plan (LESOP) is an employee compensation program in which the sponsoring company leverages its own credit and borrows the money used to fund the plan and purchase shares from the company's treasury. These shares are then used for the stock ownership plan (ESOP), with the company subsequently paying back the original loan with annual contributions.
How Does It Work?
We serve as a fiduciary on your plan and offer you comprehensive support in areas like:
Investment Selections & Monitoring
Comprehensive Investment Reporting
Regulatory Compliance (ERISA)
Ongoing Financial Literacy for Participants
Participant Access to One-on-One Conversations with our Financial Advisors
Contact us today. We can help strengthen your team members' financial futures by providing the benefits they need to be successful.
“To win in the marketplace you must first win in the workplace.”
— Doug Conant
Want to be a great plan sponsor?
The decisions you make now will impact your employees’ financial futures.
We know you want more than just a retirement plan that adds value to your compensation package and helps you recruit–you want to help your plan participants save for retirement in a meaningful way.
We can help you get past challenges like confusing federal ERISA regulations, complex disclosure requirements, serious personal fiduciary responsibility, and more so that you can focus on what matters most: people.
We’ll help you select the best tax-favored method for your employees to save for the retirements of their dreams. And, we’ll help you provide this valuable benefit in a way that reduces your operational and investment costs, too. It’s a win-win –and it should be!
If you’re looking for a trusted team of professionals with your best interests in mind, schedule a call with us today.
Let Arbor Capital be your guide.
Retirement plan sponsorship can feel like wandering through the wilderness when you lack an experienced partner.
We can answer your questions and help you determine whether we’re the right fit for your needs.