Arbor Blog

Last quarter we posed the question of whether outside the largest “too big to fail banks,” would we see additional bank failures or perhaps a wave of consolidation.  It was a quiet quarter for banks.  But it could get exciting as the 10/20/30-year treasury bond yields rise.  Banks usually hold

How to Get Intentional About Your Joint Financial Future Money matters are an essential aspect of any relationship, and yet many people still feel it’s taboo to talk finance. Financial conversations with your spouse or partner can be challenging, but they are crucial for maintaining a healthy and stable financial

Unlocking Your Financial Potential In the ever-evolving landscape of personal finance, it’s smart to be continually on the lookout for ways that you can optimize your retirement strategy and minimize your tax burdens. One such strategy that is a savvy move for many people is the Roth conversion. This financial

Tips to Cultivate Your Finances this Fall Season In the landscape of personal finance, setting and achieving financial goals is a bit like cultivating a fruitful garden. Just as a diligent gardener tends to their plants with care, you should nurture your financial aspirations to reap a bountiful harvest in

Strategies to Secure Your Family’s Future When you’re growing your young family, you’re likely focused on all the joys that come along with building a life together and the simple blessings you experience day-to-day. While you should enjoy the present, it’s crucial not to overlook the importance of estate planning

Important Considerations to Keep in Mind as You Build Your Retirement Income Plan When it comes to retirement, many Americans depend heavily on their Social Security benefits. In fact, in 2023, Social Security benefits represented around 30% of retirees’ income. That’s why it’s so important to be strategic about your